Terms of Service

The following Terms of Service ("Terms") govern all use of the snapscreener.com website and all content, services, and products available at or through the website, including, but not limited to, SNAP Screener and other screening products on this website (taken together, our "Services"). Our Services are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Jump Credit’s Privacy Policy) and procedures that may be published from time to time by Jump Credit (collectively, the "Agreement"). If you reside in the United States, your agreement is with Jump Credit LLC ("Jump Credit," "we," us" or "our"). If you do not reside in or are located outside of the United States, you may not use the software. You agree that we may automatically upgrade our Services, and these Terms will apply to any upgrades. We may upgrade these Terms at any time. Please read this Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to become bound by the Terms of this Agreement. If you do not agree to all the Terms of this Agreement, then you may not access or use any of our Services. If these Terms are considered an offer by Jump Credit, acceptance is expressly limited to these Terms. The goal of this prescreener is to help connect individuals to SNAP and other government benefits and to make eligibility data more accessible. However, this prescreener is not affiliated with any government organizations. All estimates and data on this website are for educational purposes only and provide a basic estimate based on publicly available information. State test, benefit, and allowance amounts may be incomplete, incorrect, or outdated due to limitations in finding updated sources. Eligibility factors vary between states, and some deductions, eligibility criteria, and eligibility pathways will not be included on this website. The only way to find out your true eligibility and benefit amount is to apply. By using our Services, you certify that:

• You are 18 years of age or older
• You are in the United States of America

Our Services are not directed to children. Our Services are designed to website visitors determine eligibility for government benefits. This website is not affiliated with any government organizations. All estimates and data on this website are for educational purposes only and provide a basic estimate based on publicly available information. State test, benefit, and allowance amounts may be incomplete, incorrect, or outdated due to limitations in finding updated sources. Eligibility factors vary between states, and some deductions, eligibility criteria, and eligibility pathways will not be included on this website. The only way to find out your true eligibility and benefit amount is to apply. We allow you to upload content to our Services. You are entirely responsible for the content of, and any harm resulting from, that Content or your conduct. That is the case regardless of what form the Content takes, which includes, but is not limited to text, email addresses, phone numbers, and personal information. By uploading content to our Services, you certify that:

• The content does not infringe on the copyright of another party
• You are not impersonating another party

JUMP CREDIT ASSUMES NO RESPONSIBILITY FOR CONFIRMING THAT YOU HAVE THE APPROPRIATE PERMISSION(S) FOR THE CONTENT YOU UPLOAD. IN THE CASE OF A DISPUTE, IT WILL BE YOUR SOLE RESPONSIBILITY TO PROVIDE PROOF THAT YOU REQUIRED APPROPRIATE PERMISSION(S) FOR THE CONTENT YOU UPLOADED. YOU AGREE TO NOT HOLD JUMP CREDIT LIABLE FOR ANY CLAIMS RESULTING FROM CONTENT YOU UPLOADED WITHOUT PROPER AUTHORITY. We will allow you to send us comments, suggestions, and other feedback regarding problems or improvements to our Services ("Feedback"). By submitting, posting or otherwise providing feedback, you grant us a perpetual license to use your Feedback in any manner and any purpose to provide, improve, or market our Services. This Agreement does not transfer from Jump Credit to you any Jump Credit or third party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Jump Credit. Jump Credit and all other trademarks, service marks, graphics and logos used in connection with Jump Credit or our Services, are trademarks or registered trademarks of Jump Credit or Jump Credit’s licensors. Other trademarks, service marks, graphics and logos used in connection with our Services may be the trademarks of other third parties. Your use of our Services grants you no right or license to reproduce or otherwise use any Jump Credit or third-party trademarks. We are constantly updating our Services, and that means sometimes we have to change the legal terms under which our Services are offered. All updated terms and policies will be posted here. If you disagree with our changes, then you should stop using our Services immediately. Your continued use of our Services will be subject to the new terms. However, any dispute that arose before the changes shall be governed by the Terms (including the binding individual arbitration clause) that were in place when the dispute arose. All information and estimates provided are estimates, and may be outdated or incorrect. All information in our Services is for educational purposes. Estimates may vary based on state, and estimates are not fully comprehensive of all factors that go into determining eligibility. Our Services should not be used as a replacement for talking with a financial, legal, or benefit professional. The Services may include or provide links to third-party websites or resources (“Third-Party Websites”), or otherwise display, include, or make available content, data, information, products, services, applications, or materials from third-parties (“Third-Party Materials”). When you click on a link to, or access and use, a Third-Party Website, though we may not warn you that you have left our Website, you are subject to the terms and conditions (including privacy policy(ies)) of another website or destination. Such Third-Party Websites and Third-Party Materials are not under the control of the Company. The Company is not responsible or liable for any Third-Party Websites and Third-Party Materials. The Company provides links to these Third-Party Websites only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Websites or their products or services or associated Third-Party Materials. You use all links in Third-Party Websites and Third-Party Materials at your own risk. By using the Services, you expressly grant to us your consent and authorize us to send you emails to any email address which you may provide us from time to time (the “Messages”). As part of the Services, we may send you Messages to notify you of information that may be relevant and applicable to you, including, but not limited to, our newsletter. Jump Credit may terminate your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement, you may simply discontinue using our Services. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, THE SERVICES, WEBSITE, AND ANY OTHER OFFERING OR OTHER ITEM PROVIDED BY OR ON OUR BEHALF ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WE EXPRESSLY DISCLAIM, AND YOU WAIVE, ANY AND ALL OTHER WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OR WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE IN TRADE. WITHOUT LIMITING THE FOREGOING, WE DO NOT REPRESENT OR WARRANT THAT THE SERVICES, WEBSITE, AND ANY OTHER OFFERING OR OTHER ITEM PROVIDED BY OR ON OUR BEHALF ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. For the avoidance of doubt, Jump Credit specifically disclaims any liability for any errors or omissions in content produced by our services including inaccuracies and incompleteness. All analysis and information you receive through our services will be used at your own discretion and risk. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of our Services will be governed by the laws of the state of Delaware, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Delaware. Most disputes can be resolved without resort to litigation. You can reach our support department at support@snapscreener.com, and, except for intellectual property and small claims court matters, the parties agree to use their best efforts to settle any dispute, claim, question, or disagreement directly through consultation with our support department, and good faith negotiations shall be a condition to either party initiating a lawsuit or arbitration. Except for such certain claims as set forth in Section 14 below, any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. ("JAMS") by one arbitrator appointed in accordance with such Rules. The arbitration shall take place in Washington, D.C., in the English language and the arbitral decision may be enforced in any court. You and Jump Credit both agree to arbitrate claims on an individual basis and both waive rights to participate in a class action claim. The parties further agree that the arbitration shall be conducted in their individual capacities only and not as a class action or other representative action, and the parties expressly waive their right to file a class action or seek relief on a class basis. THE PARTIES AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provisions set forth above shall be deemed null and void in their entirety and the parties shall be deemed to have not agreed to arbitrate disputes. Notwithstanding the parties’ decision to resolve all disputes through arbitration, either party may bring enforcement actions, validity determinations or claims arising from or relating to theft, piracy or unauthorized use of intellectual property in State or federal court or in the U.S. Patent and Trademark Office to protect our intellectual property rights. Either party may also seek relief in a small claims court for disputes or claims within the scope of that court’s jurisdiction. You have the right to opt out and not be bound by the arbitration and class action waiver provisions set forth above by sending a written notice of your decision to opt-out to support@snapscreener.com with the subject line, “ARBITRATION AND CLASS ACTION WAIVER OPT-OUT”. The notice must be sent within thirty (30) days your first use of the Services; otherwise, you shall be bound to arbitrate disputes in accordance with the terms of those paragraphs. If you opt-out of these arbitration provisions, we also will not be bound by them. IN NO EVENT SHALL WE, OUR AFFILIATES, AND OUR AND THEIR RESPECTIVE MEMBERS, SHAREHOLDERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS BE LIABLE FOR ANY INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR SIMILAR DAMAGES OR LIABILITIES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH THE SERVICES, WESBITE, ANY PERFORMANCE OR NON-PERFORMANCE OF THE SERVICES, ANY INNACURACIES OR ERRORS OF THE SERVICES OR SERVICES’ CONTENT, OR ANY OTHER ITEM OR SERVICE PROVIDED BY OR ON BEHALF OF US, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY OR OTHER THEORY (INCLUDING, FOR THE AVOIDANCE OF DOUBT, ANY NEGLIGENCE OF OURS), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR LIABILITY, OUR AFFILIATES, AND OUR AND THEIR RESPECTIVE MEMBERS, SHAREHOLDERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS ARISING OUT OF OR IN CONNECTION WITH THE SERVICES, WEBSITE, ANY PERFORMANCE OR NON-PERFORMANCE OF THE SERVICES, ANY INNACURACIES OR ERRORS OF THE SERVICES OR SERVICES’ CONTENT, OR ANY OTHER ITEM OR SERVICES PROVIDED BY OR ON OUR BEHALF, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY OR OTHER THEORY (INCLUDING, FOR THE AVOIDANCE OF DOUBT, ANY NEGLIGENCE OF OURS) EXCEED THE AMOUNT OF FEES ACTUALLY PAID BY YOU TO US UNDER THESE TERMS IN THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM FOR LIABILITY OR TWO HUNDRED FIFTY DOLLARS ($250.00). You represent and warrant that (i) your use of our Services will be in strict accordance with the Jump Credit Privacy Policy, with this Agreement, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of our Services will not infringe or misappropriate the intellectual property rights of any third party. You agree to indemnify and hold harmless Jump Credit, its contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of our Services, including but not limited to your violation of this Agreement. Some of our Plans may be offered for a fee. By subscribing to a Paid Service, you agree to pay the specified fees. For recurring fees, we’ll bill or charge you in regular automatically-renewing intervals (such as monthly or annually) until you cancel, which you can do at any time by contacting our support team at support@snapscreener.com If your payment fails or if Paid Services are otherwise not paid for or paid for on time, we may immediately cancel or revoke your access to the Paid Services. If you contact your bank or credit card company to decline or reverse the charge of fees for Paid Services, we may revoke your access to our Services in general. To ensure uninterrupted service, recurring Paid Services are automatically renewed. This means that unless you cancel a Paid Service before the end of the applicable subscription period, it will automatically renew, and you authorize us to invoice you or use any payment mechanism we have on record for you to collect the then-applicable subscription fee. By default, your Paid Services will be renewed for the same interval of time as your original subscription period. For example, if you purchase a monthly subscription, you will be charged each month for the same plan for the following month. We may charge your account up to two days before the end of the subscription period. It is your responsibility to make sure you are aware of when your account will renew. The date for the automatic renewal is determined automatically based on the date of the original purchase and cannot be changed. Please contact us directly to change or cancel your plan at support@snapscreener.com We may change our fees at any time, or start charging fees for Services that were previously free, at any time and in our sole discretion; provided however, we will provide you with at least thirty (30) days’ advance notice of any such fee or pricing policy changes. While you may cancel a Paid Service at any time, refunds are issued in our sole discretion, unless otherwise required by applicable law. Your account may come with a free trial. Features available during your free trial may be limited, and we may revoke or modify your access to our Service in our sole discretion at any time. This Agreement constitutes the entire agreement between Jump Credit and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Jump Credit, or by the posting by Jump Credit of a revised version. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. This Agreement is binding upon and inure to the benefit of the permitted successors and assigns of each party. You may not assign, subcontract, delegate or otherwise convey this Agreement, or any of its rights and obligations hereunder. Notwithstanding anything to the contrary in this Agreement, we may assign, transfer, and delegate this Agreement and its obligations hereunder at any time, in its sole discretion.