Guide for 2024 Medicaid Eligibility in Alabama
Medicaid is a government-run health insurance program
that provides health insurance to lower-income Americans.
Over 75 million adults and children are enrolled in Medicaid.
This page has eligibility information for the most common Alabama Medicaid eligibility pathways
for children and adults up to 65 who do not have a disability
(in other words, for someone generally not Medicare eligible).
If a household's income is too high to receive Medicaid,
CHIP (the Children's Health Insurance Program)
also offers health insurance options for children
and has a higher income limit.
Eligibility for Medicaid requires meeting an income limit that is based on your household size.
There is no asset test. For comparing your income to the tables below, use the combined income
from all household members from jobs and other sources,
except for child support, Supplemental Security Income, and children's non-taxable income
(like disability payments).
Read more about how income is counted.
Even if you're not eligible for Medicaid, you could get a significant discount (sometimes up to 90%)
off of your monthly health insurance premium payments on plans purchased through
healthcare.gov. The amount of the
premium discount is based on your income.
Read more about the premium tax credit.
Please note: there are more Medicaid pathways available that are not listed on this page.
For example if you are 65 years or older, have a disability, or have other specific
health conditions, you may be eligible for additional Medicaid pathways that have other income and/or asset
based eligibility criteria.
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Medicaid Pathways Overview
Medicaid eligibility is based on your income relative to the Federal Poverty Level (FPL), which adjusts with household size. To qualify, your income must fall below the specified limit as percentage of the FPL. -
Medicaid Pathways as a Percentage of FPL
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Medicaid Income Limits for Adults 19-64
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Alabama doesn't have a standard Medicaid pathway for most adults without children.
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Medicaid Income Limits for Parents
To qualify, you typically need to be a parent with a dependent child under 18 years old. -
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1 person$225 / month
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2 people$306 / month
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3 people$387 / month
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4 people$468 / month
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5 people$548 / month
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6 people$629 / month
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7 people$710 / month
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8 people$790 / month
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Each additional person+$80 / month
The Medicaid income limit for parents is 18% of the federal poverty level. -
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Medicaid Income Limits if Pregnant
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1 person$1832 / month
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2 people$2486 / month
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3 people$3141 / month
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4 people$3796 / month
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5 people$4450 / month
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6 people$5105 / month
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7 people$5759 / month
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8 people$6413 / month
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Each additional person+$654 / month
The Medicaid income limit for those who are pregnant is 146% of the federal poverty level. -
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Medicaid Income Limits for Children up to 18
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1 person$1832 / month
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2 people$2486 / month
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3 people$3141 / month
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4 people$3796 / month
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5 people$4450 / month
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6 people$5105 / month
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7 people$5759 / month
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8 people$6413 / month
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Each additional person+$654 / month
The Medicaid income limit for children up to 18 years old is 146% of the federal poverty level. -
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CHIP Income Limits for Children
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1 person$3978 / month
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2 people$5398 / month
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3 people$6821 / month
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4 people$8242 / month
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5 people$9662 / month
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6 people$11085 / month
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7 people$12505 / month
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8 people$13925 / month
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Each additional person+$1420 / month
The Medicaid income limit for children is 317% of the federal poverty level. -
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Links to Apply
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